Terms and Conditions

Introduction and Acceptance

These Terms and Conditions govern your use of Valonitherquesiva Financial Planning's website and services.

By accessing our website or using our services, you agree to comply with these terms in full.

Definitions

For the purposes of these terms, the following definitions apply:

  • "Company": Valonitherquesiva Financial Planning Pty Ltd, ABN 12 790 143 635
  • "Services": Financial planning consultations and related advisory services
  • "Client": Any individual or entity engaging our services
  • "Website": The Valonitherquesiva website and associated digital platforms

Description of Services

We provide professional financial planning consultations, analytical reviews, and personalized financial guidance.

Our services are consultative in nature and do not include direct management of your financial assets or execution of transactions.

Client Responsibilities

As our client, you agree to:

  • Provide accurate and complete information about your financial situation
  • Comply with all applicable laws and regulations
  • Make independent decisions regarding implementation of any strategies discussed
  • Maintain confidentiality of any proprietary methodologies shared
  • Pay all fees and charges according to agreed terms

Prohibited Uses

You may not use our website or services to:

  • Engage in any illegal or fraudulent activities
  • Violate any third-party rights or applicable laws
  • Interfere with the operation of our website or services
  • Misrepresent your identity or provide false information

Intellectual Property Rights

All content, trademarks, and intellectual property on our website remain the exclusive property of Valonitherquesiva Financial Planning.

© 2025 Valonitherquesiva Financial Planning. All rights reserved.

Payment Terms and Conditions

Payment terms for our services are as follows:

  • Monthly subscription fees are payable in advance
  • All fees are inclusive of GST where applicable
  • Payment processing fees may apply depending on payment method
  • Late payments may incur additional charges and service suspension

Refund Policy

Refunds are considered on a case-by-case basis within 14 days of service commencement. All refund requests must be submitted in writing with detailed justification.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information. Privacy Policy

Limitation of Liability

To the fullest extent permitted by Australian law:

Disclaimer of Liability

Valonitherquesiva Financial Planning excludes all liability for any direct, indirect, consequential, or incidental damages arising from use of our services.

Indemnification

You agree to indemnify Valonitherquesiva Financial Planning against any claims, losses, or expenses arising from your use of our services or breach of these terms.

Dispute Resolution

Any disputes arising from these terms or our services will be resolved through:

Arbitration Process

Binding arbitration conducted under the rules of the Australian Centre for International Commercial Arbitration.

Arbitration will be conducted in Sydney, NSW, with proceedings in English.

Alternative Dispute Resolution

Clients may also access dispute resolution through the Australian Financial Complaints Authority.

For international clients, alternative dispute resolution may be available through relevant jurisdictional authorities. AFCA Online Portal

Termination

Either party may terminate the service agreement with 30 days written notice.

Upon termination, all outstanding fees remain payable and access to ongoing services ceases.

Governing Law

These terms are governed by the laws of New South Wales, Australia, and disputes will be subject to the jurisdiction of NSW courts.

Severability

If any provision of these terms is found invalid, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and Valonitherquesiva Financial Planning regarding use of our website and services.

Changes to Terms

We reserve the right to modify these terms at any time with reasonable notice.

Changes will be communicated via email and website notification.

Contact Information

For questions about these Terms and Conditions, please contact us:

Email: contact@valonitherquesiva.com

Phone: +61 2 1653 4841

Address: 68–96 Hunter Street, Sydney NSW, Australia

These terms are effective from July 30, 2025.

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