Important Disclaimers

Past performance does not guarantee future results.

Financial planning involves risk. Market values can fluctuate and investments may lose value.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

All financial decisions should be made after careful consideration of your individual circumstances and consultation with qualified professionals.

Information Accuracy and Currency

We endeavor to ensure all information on this website is accurate and current, however market conditions and financial regulations change frequently.

  • Information may become outdated without notice
  • Market data and rates are subject to constant change
  • Regulatory requirements may vary by jurisdiction and time

Limitation of Liability

To the fullest extent permitted by Australian law, Valonitherquesiva Financial Planning disclaims all liability for any loss or damage arising from your use of this website or reliance on the information provided.

We exclude liability for the following types of loss or damage, whether direct or indirect:

  • Financial losses resulting from investment decisions
  • Consequential or incidental damages
  • Loss of profits or business opportunities
  • Damages arising from third-party actions or omissions

Professional Advice Requirement

The content on this website does not constitute professional financial advice and should not be relied upon for making financial decisions. Always seek independent professional advice tailored to your specific circumstances.

Consult qualified financial professionals before making any significant financial decisions.

External Links Policy

Our website may contain links to external sites operated by third parties. We have no control over the content, privacy policies, or practices of these external sites.

We accept no responsibility for the content or availability of linked external websites.

Disclaimer of Warranties

This website and all information contained herein are provided on an "as is" basis without warranties of any kind.

We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Results and Performance Disclaimer

Individual results may vary.

Any testimonials, case studies, or examples of results are not intended to represent or guarantee that anyone will achieve the same or similar results. Financial outcomes depend on numerous individual factors.

Intellectual Property Rights

All content on this website, including text, graphics, logos, and images, is the property of Valonitherquesiva Financial Planning and is protected by copyright and other intellectual property laws. Unauthorized use is prohibited.

User Indemnification

By using this website, you agree to indemnify and hold Valonitherquesiva Financial Planning harmless from any claims, damages, or expenses arising from your use of the site or violation of these terms.

Governing Law and Jurisdiction

These disclaimers and your use of this website are governed by the laws of Australia.

Governing Law: Australian law, specifically the laws of New South Wales

Legal Jurisdiction: Courts of New South Wales, Australia

Some provisions may vary based on your local jurisdiction within Australia.

Severability Clause

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

Modifications to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer, please contact us using the information below.

Email: contact@valonitherquesiva.com

Phone: +61 2 1653 4841

Address: 68–96 Hunter Street, Sydney NSW, Australia

This disclaimer was last updated on August 5, 2025.